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NMLS #245420

Affordable
Mortgages
For All Types
of Credit

Affordable Mortgages For All Types of Credit

A personalized mortgage experience from start to finish.

5-Star Client Experience

I was hesitant, but Lending 3 was actually able to refinance my home so I could afford to stay in it. Everyone I dealt with was very patient & knowledgeable.”

-Eric G.

Making the Impossible, Possible.

Home Purchases

Get approved for the home of your dreams!

Home Refinancing

Lower your monthly payments or take out cash from your equity!

Creative Solutions

We have solutions for any situation!

Quick Approvals

No waiting around, get your answer quickly by talking directly with our underwriters!

Easy Application

No dreadfully complicated applications!

Request A Quote Today!

Our #1 goal is to get your loan approved. Let us try where others may have failed.

By clicking “Get My Quote”, I consent to Modern Solutions Consulting sharing my information with Lending 3, Inc. and their authorized representatives to provide me with information on Mortgage products. Modern Solutions Consulting or its authorized partners can call or text me (including SMS or MMS) (including via prerecorded messages and/or automated technology belonging to or hosted by third parties) at the telephone number provided above even if it is on a state or Federal Do Not Call List. My Consent is not a condition of purchase. Please see our Privacy Statement and Terms of Use.

Lending 3, Inc. Products

Veterans Affairs (VA)

Veterans Affairs (VA)

Conventional

Conventional

Non QM/Bank Statement

Non QM/Bank Statement

Jumbo

Jumbo

FHA

FHA

Reverse Mortgage

Reverse Mortgage

About Lending 3, Inc

Lending 3, Inc. (NMLS #245420) was founded in 2003. Lending 3 is a direct lender and not a lead generation company. Over 75% of their clients are folks who could not qualify at other lenders. Lending 3’s underwriters are very knowledgeable, and are approved directly through FHA/HUD and the VA. Their underwriters are authorized to approve your loan without any additional review needing to be completed.

Because Lending 3 is a direct lender, they have full control of your loan from start to finish. Their professional staff specializes in closing loans with borrowers who were previously denied at other mortgage companies by boasting a superior suite of mortgage loan products coupled with incredible loan underwriting. They believe buying a home is one of life’s biggest accomplishments, which is why it matters so much to them to make your dream of homeownership a reality. Licensed almost nationwide, Lending 3 is the epitome of a modern solution to a modern problem.

The Lending 3 Advantage

Rate Lock

Don't worry about losing your rates. Lock in your rates now.

In-House

The entire home buying process from loan application to underwriting & financing is all in house therefore we have full control.

Full Transparency

Lending 3 strongly believes in providing a 100% transparent home buying experience.

No Stress

Buying a home is a stressful process. Let us ease your burden by providing you with a 1st class home buying experience.

Testimonials

"We tried to buy a house for months with 4 different lenders. I am so glad we received a call from Lending 3. They listened and helped us even though we were working with another lender."
Amanda G.
California
"We tried to buy a house for months with 4 different lenders. I am so glad we received a call from Lending 3. They listened and helped us even though we were working with another lender."
Amanda G.
California
"Lending 3 took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."
Maxwell H.
Texas
"Lending 3 took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."
Maxwell H.
Texas
"Lending 3 helped me & my wife purchase our retirement home. Being on a tight budget, they took that into consideration and helped us choose the right loan for our needs. Great customer service!"
Dave R.
Texas
"Lending 3 helped me & my wife purchase our retirement home. Being on a tight budget, they took that into consideration and helped us choose the right loan for our needs. Great customer service!"
Dave R.
Texas

Get Your Quote!

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